Terms of Use
Gambit Applications LLC · Effective 4 November 2026
What these services are
Gambit Applications LLC provides software tools and workflow automation, including retirement and benefits calculators, and supports appointment scheduling for insurance reviews. The calculators are educational planning tools. They are not tax, legal, or investment advice, and they are not a quote, an offer of coverage, or a guarantee of benefits.
Estimates, not determinations
Results depend entirely on the figures you enter and on rules that can change. Your actual pension, annuity, Social Security, TSP, or insurance outcome is determined by the agency or carrier that administers it, not by this site. Confirm any decision against your official statement or a licensed professional.
Insurance appointments
Appointment scheduling does not create an agency relationship, and no coverage is in force until an application is accepted by a carrier. Product availability and eligibility vary by state and by individual circumstances.
Acceptable use
- Do not use these services to submit false information or another person's data without their permission.
- Do not attempt to access accounts, systems, or data you are not authorised to use.
- Do not scrape, resell, or redistribute the services or their output as your own.
Accounts and access
Some tools are provided to licensed agents and staff. You are responsible for keeping your credentials confidential and for activity under your account.
Availability
We may change, suspend, or discontinue any part of the services at any time. We aim for high availability but do not guarantee uninterrupted service.
Limitation of liability
To the extent permitted by law, Gambit Applications LLC is not liable for indirect, incidental, or consequential damages arising from use of these services, and our total liability is limited to the amount you paid us for the service in the twelve months before the claim. Nothing here limits liability that cannot be limited by law.
Governing law
These terms are governed by the laws of the State of Florida, United States.