Privacy Policy

Gambit Applications LLC · Effective 4 November 2026

Gambit Applications LLC ("Gambit", "we", "us") operates gambitapplications.com, fedcalculator.com, agecalculator.gambitapplications.com, amfeddesk.org, americanfederal.gambitapplications.com, and our event registration pages. This policy explains what we collect, why, and what you can ask us to do about it.

What we collect

• Information you give us. Name, email, phone, and any message you send through a form, booking page, or email.
• Calculator inputs. If you use a retirement or benefits calculator, we process the figures you enter — dates of birth, service dates, salary, retirement contributions, and similar planning inputs — to produce the result you asked for. If you choose to save or send a result, we store the contact details and the summary you generated.
• Contact records. If you book an appointment or request a review, we record your contact details, appointment notes, and the products discussed.
• Technical data. Our hosting providers keep standard server logs (IP address, browser type, timestamps) for security and reliability.

What we do not do

• We do not run advertising trackers, session recording, or third-party analytics on these sites.
• We do not serve fonts, scripts, or images from third-party CDNs.
• We do not sell your personal information.

Why we use it

To provide the calculator or page you requested, to respond to your enquiry, to schedule and prepare for appointments, to maintain records required of an insurance agency, and to keep our systems secure.

Who processes it

We use service providers that process data on our behalf: GoHighLevel (customer relationship management), Railway (application hosting), and Google Workspace (email). They are bound to use the data only to provide those services. We disclose information where the law requires it, or to a carrier or agency when you ask us to place or service coverage.

How long we keep it

Calculator inputs are kept while the saved plan is useful to you, and are deleted on request. Contact and appointment records are kept for as long as we have a business relationship and for the period our licensing and carrier obligations require afterward.

Your choices

You may ask us to access, correct, or delete your information, or to stop contacting you. Email ryan@gambitapplications.com and we will respond within 30 days. You can unsubscribe from any marketing email using the link in the footer of that email.

Children

These services are for adults. We do not knowingly collect information from anyone under 18, and we do not collect information from children under 13.

Security

Data is transmitted over HTTPS and stored in access-controlled systems. No system is perfectly secure; if a breach affects your information we will notify you as required by law.

Changes

If this policy changes materially we will update the effective date above and, where appropriate, notify you by email.